
Unless I missed it in the article, my quesiton is: I have been depreciating my paid for San Francisco bay area home for over a decade. You will receive the difference between what you owe your lender and what the buyer owed you. It can turn any property anywhere into a positive cash flow property This is one of my favourite things about owner finance. The buyer and seller agree on the purchase price of the home before the lease starts and the seller typically receives a down payment. Stability and Peace of Mind As soon as I had built up enough cash reserves to run my business efficiently, I started financing my properties as soon as possible. Servicing companies will report payment history to the credit bureaus, which is often beneficial for the buyer. Smith says:.